





As a native St. Louisan and Broker-Owner of Clay Realty Group LC, I bring more than 35 years of experience in real estate and property management to the industry. Over the years, I have helped thousands of buyers and sellers successfully purchase and sell their homes, guiding them through the complexities of the real estate market while emphasizing the financial foundations necessary for sustainable homeownership. In addition to real estate, I am a Licensed Insurance Broker (Life, Health, Property & Casualty) and the author of Get A Hold Of Your Darn Finances, a financial literacy book designed to help adults and youth better understand money, credit, and financial decision-making.
Throughout my career, I discovered that many people who wanted to purchase homes were not held back by income, but by credit challenges, poor money management habits, and a lack of financial education. Seeing this pattern firsthand inspired me to combine my real estate expertise with financial literacy education so I could better equip individuals and families with the knowledge and tools needed to achieve long-term financial stability and successful homeownership.
In addition to helping traditional buyers and sellers, I have also served as a HUD Listing Agent for more than 10 years, gaining specialized knowledge in marketing and selling HUD homes and navigating government-related real estate transactions. Today, my mission is to help people not only buy and sell homes but also build stronger financial futures by understanding how money, credit, and homeownership work together.





"Loved everything so far"
I attended Rubbie’s home buyer webinar, and I learned so much!. They made the process clear and easy to understand. I’m now on my way to buying my first home!”
— Marlene R.
"My life changed forever"
Rubbie's insights helped me understand how to navigate the housing market, and her tips on mortgage pre-approval were invaluable. Highly recommend!”
— Brandon K.
"Highly recommend this"
Rubbie took me step by step through the home buying process. I did exactly what she and her loan officer said, and now I’m now officially a homeowner!"
- Kimberly S.